Terms of Service

What the Service does

The Service lets clients of Tabba connect their own QuickBooks Online company, upload receipts and invoices for bookkeeping, and view a financial dashboard built from their QuickBooks data. The Service is a companion to Tabba's bookkeeping and advisory engagement — it does not replace a signed engagement letter or service agreement covering the underlying bookkeeping, tax, or advisory work. Where these Terms conflict with your engagement letter about the underlying professional services, the engagement letter controls; these Terms control as to the portal itself.

Eligibility and your account

You must be at least 18 years old and using the Service for business purposes. You must provide accurate information when creating an account and keep your login credentials secure. You're responsible for all activity that occurs under your account, including activity by anyone you allow to use it. Tell us promptly at accounting@tabbaonline.com if you believe your account has been accessed without authorization.

Fees

Access to the portal is provided as part of your engagement with Tabba at no separate charge. Fees for bookkeeping, tax, and advisory services are governed by your engagement letter. If we ever introduce a separate charge for the portal, we will tell you in advance and you may decline by discontinuing use.

Connecting QuickBooks Online

When you connect a QuickBooks Online company, you authorize Tabba to read your financial data and to create attachments from documents you upload, through Intuit's official API. We request access to accounting data only. You represent that you have the authority to connect the QuickBooks company you authorize, and that doing so does not breach any agreement between you and Intuit or any third party.

You may revoke this access at any time from your Account page or from within your Intuit account settings. Your use of QuickBooks Online is governed by your own agreement with Intuit, not by these Terms. Intuit is not a party to these Terms, is not responsible for the Service, and makes no warranty regarding it. Attachments we create in your QuickBooks company are stored by Intuit under your agreement with them; if you later delete your Tabba account, those attachments remain in your QuickBooks company and only you can remove them.

Documents you upload

You retain ownership of the documents you upload. You grant Tabba a limited, non-exclusive license to store, process, and transmit them solely to provide the Service — principally, to deliver them into your QuickBooks Online company and to perform the bookkeeping work you have engaged us for. We do not use your documents or financial data for advertising, and we do not use them to train machine learning or artificial intelligence models.

You agree not to upload:

• Files you do not have the right to upload or share with us.
• Malware, or files designed to disrupt or gain unauthorized access to any system.
• Content unrelated to your bookkeeping engagement, or material that is unlawful, infringing, or that you are prohibited by law or contract from disclosing.

Uploads may be subject to file type and size limits, and we may reject or remove a file that violates these Terms. Once a file is delivered into your QuickBooks company, our copy is deleted — QuickBooks holds the authoritative copy, and you should not treat the portal as a backup or a document archive. Keep your own copies of anything you need to retain.

Acceptable use

You agree not to:

• Use the Service for any unlawful purpose.
• Attempt to gain unauthorized access to another client's account or data.
• Interfere with or disrupt the Service or the systems it depends on.
• Probe, scan, or test the vulnerability of the Service, or circumvent any authentication, rate limit, or security measure, without our prior written permission.
• Reverse engineer, decompile, scrape, or use automated means to access the Service, except as permitted by law.
• Resell, sublicense, or provide access to the Service to anyone outside your business.

Your data and privacy

You retain ownership of your financial data and any documents you upload. Our Privacy Policy explains what we collect, how long we keep it, how it's protected, and how to obtain a copy or request deletion. It is incorporated into these Terms.

Our intellectual property

The Service — including its software, design, and content other than your data — belongs to Tabba and its licensors. We grant you a limited, non-exclusive, non-transferable, revocable right to use the Service for your own business purposes while your engagement is active. No other rights are granted. If you send us feedback or suggestions, we may use them without obligation or compensation to you.

No professional advice through the portal

Information displayed in the dashboard (financial figures, ratios, and summaries) is provided for informational purposes and is derived directly from your QuickBooks Online data. Its accuracy depends on the accuracy and completeness of that data, which you control. It does not constitute tax, legal, accounting, or financial advice on its own — advice is provided separately by Tabba as part of your engagement, and you should not make decisions based on the dashboard alone. Nothing in the portal creates an accountant-client relationship beyond the one established by your engagement letter.

Service availability and changes

We aim to keep the Service available and reliable, but we don't guarantee uninterrupted access. The Service depends on third-party providers (including Intuit's API), and outages, rate limits, or changes on their end may affect availability or features. We may modify, suspend, or discontinue any part of the Service, and will give reasonable notice of a material change or discontinuation where practical.

Disclaimer of warranties

Except as expressly stated in these Terms or in your engagement letter, the Service is provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory — including any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, or accuracy. We do not warrant that the Service will be uninterrupted, error-free, or secure against every threat, or that data synced through it will be complete or without error. Some jurisdictions do not allow the exclusion of certain warranties, so parts of this section may not apply to you.

This section limits our liability for the portal. It does not limit our professional responsibility for the bookkeeping, tax, and advisory services we perform, which is governed by your engagement letter and applicable professional standards.

Limitation of liability

To the fullest extent permitted by law, Tabba will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost revenue, lost data, or business interruption, arising out of or relating to the Service — even if we have been advised of the possibility. Our total aggregate liability arising out of or relating to the Service will not exceed the greater of the fees you paid Tabba for the portal in the twelve months before the event giving rise to the claim, or one hundred U.S. dollars ($100).

These limits do not apply to liability that cannot be limited by law, including fraud, willful misconduct, or gross negligence, and do not apply to claims arising under your engagement letter for professional services.

Indemnification

You agree to defend, indemnify, and hold harmless Tabba and its personnel from claims, damages, losses, and reasonable costs (including attorneys' fees) arising out of your misuse of the Service, your violation of these Terms or applicable law, your uploading of content you had no right to upload, or your connecting a QuickBooks company you had no authority to connect.

Termination

You may stop using the Service and disconnect your QuickBooks Online company at any time, and you may ask us to delete your account. We may suspend or terminate access for accounts that violate these Terms, that pose a security risk, or when your engagement with Tabba ends.

On termination, your QuickBooks authorization is revoked and your connection, tokens, document records, and any file still awaiting delivery are deleted. Documents already delivered into your QuickBooks company remain there. Export anything you need before terminating; email us if you want a copy of your records. The sections on your data, our intellectual property, disclaimers, limitation of liability, indemnification, and dispute resolution survive termination.

Electronic communications

You consent to receive notices and communications from us electronically, by email to the address on your account or through the portal. Electronic notices satisfy any legal requirement that a communication be in writing.

Changes to these Terms

We may update these Terms from time to time. We'll update the "last updated" date above when we do, and for material changes we will notify account holders by email or through the portal before they take effect. Continued use of the Service after changes take effect means you accept the updated Terms; if you don't accept them, stop using the Service.

Governing law and disputes

These Terms are governed by the laws of the State of Arizona and by applicable United States federal law, without regard to conflict of laws rules. Where federal law governs or preempts state law — including the federal Electronic Signatures in Global and National Commerce Act, federal copyright and trademark law, and federal privacy and financial-services requirements such as the Gramm-Leach-Bliley Act and its Safeguards Rule — that law applies. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

You and Tabba agree to the exclusive jurisdiction of the state and federal courts located in Maricopa County, Arizona, and waive any objection to venue there. Before filing, we ask that you email accounting@tabbaonline.com so we can try to resolve the matter directly.

Nothing in these Terms limits any right you have under a law that cannot be waived by agreement, or under the professional standards and regulations that apply to Tabba as an accounting practice. If you are a government entity, provisions that conflict with laws applicable to you do not apply to the extent of the conflict.

General

These Terms and the Privacy Policy, together with your engagement letter, are the entire agreement between you and Tabba regarding the Service. If any provision is held unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver of it. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. Neither party is liable for delays or failures caused by events beyond its reasonable control.

You agree to use the Service in compliance with all applicable laws, including United States export control and economic sanctions laws. You represent that you are not located in, and are not acting on behalf of anyone located in, a country or on a list subject to United States embargo or sanctions.

Contact us

Questions about these Terms? Email accounting@tabbaonline.com.